Wednesday May 07, 2025

Resilience and Risk in 2025 – Commercial Lending at a Crossroads

The economy is shifting, and so is commercial lending. In the latest episode of GoDocs' Monthly Market Minute, GoDocs’ Chief Legal Officer, Brenda Gordon, joins Senior VP of Business & Strategy Ren R. Hayhurst to unpack the latest economic plot twists reshaping how lenders think about risk, opportunity, and resilience. 

From inflation unexpectedly heating back up, to a looming recession, to distress signals in multifamily housing—this episode covers it all. Ren breaks down what lenders should be watching, why SBA loans are booming (but not risk-free), and how private lenders are stepping in cautiously where banks are pulling back. 

One of Ren’s key takeaways: This isn’t the time to panic—but it is the time to prepare. Strategic lenders are tightening underwriting, strengthening financial covenants, and investing in automation to stay ahead of the curve. 

In this episode, we cover: 

  • Why economists are bracing for a recession—and what it means for loan volume 
  • The surprising strength (and cracks) in SBA and multifamily lending 
  • How private lenders are evolving their playbook for 2025 
  • Where the real estate capital is flowing—and why 
  • Why ESG and automation are no longer optional in today’s market 

“This is not a market for guesswork. It's a market for preparation and precision." — Ren Hayhurst 

If you're in commercial lending, you can't afford to miss this conversation. 

(And don’t forget to subscribe so you never miss a Market Minute.)

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